In order to efficiently support business environment, we offer wide range of financial products and services which satisfy your needs quickly and efficienctly.

Financial products and services our Bank offers include:

• Credit up to 36 month payback period
• Guarantees and letters of credit
• Deposits
• Settlement in country and abroad
• Crediting customers of our clients

Short term loans

A range of loans with pay-back period of less than 12 months include:

• Loans for current assets (for improving liquidity)
• Revolving loans
• Loans for tourist season preparations
• Lombard loans – secured by deposits, company shares, or participation in investment funds

Period: less than 12 months
Pay back periods: monthly, quarterly, one time, revolving
Interest payment: monthly

Long term loans

• Loans for tourist season preparations
• Loans for current assets  
• Loans for aquiring fixed assets

Period: less than 36 months
Pay back periods: monthly, quarterly, semi-annually
Interest payment: monthly

Guarantees

Based on the client’s request, bank can issue following types of garantees:

• Customised bank guarantee
• Performance bond

All of the above are also available denominated in foreign currency.

Letters of credit

On client’s request bank can issue following types of letters of credit:

• Nostro letter of credit 
• Loro letter of credit
• Documentary letter of credit 
• Stand by letter of credit

Deposits

Invest Banka Montenegro offers high quality and favorable conditions on deposits in EUR.

Overview of interest rates depending on the deposit period: